The content of this page is for information only and does not constitute legal advice. Your situation may require an individual assessment by a lawyer.
A demand for payment (monit, pre-court demand) is a letter in which a creditor, or a debt-collection agency acting on their behalf, demands payment of a specific amount. It is not a court ruling or an enforcement title — no one can seize your account or salary on its basis. It usually precedes taking the case to court.
The law does not set a single deadline for responding to a demand for payment — the payment deadline is set by the sender in the letter (often 7 or 14 days). Missing it has no procedural effect by itself, but the creditor may take the case to court.
The deadline runs from the day the letter is delivered (received) — the delivery day itself does not count. Verify the delivery date with a lawyer: whether you make the deadline depends on it.
No reaction at all may end in a lawsuit or an application for a payment order — court costs and interest are then added to the debt. If the claim is disputed (e.g. time-barred or already paid), respond in writing and keep a copy. Do not ignore any follow-up letters from a court — those carry hard deadlines.
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Better not. Even if you dispute the debt, a written response (e.g. a limitation plea or proof of payment) often ends the matter and strengthens your position should the case go to court.
Limitation periods differ by claim type — e.g. three years for periodic claims and business-related claims, six years for others (Art. 118 of the Civil Code). The assessment depends on the details, so it is best to review the documents with a lawyer.
Yes, if you inadvertently acknowledge the debt — e.g. by asking for instalments — because acknowledgement interrupts the limitation period. Before declaring repayment, make sure the claim actually exists and is not time-barred.
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